First Health Network is a network of medical providers that has several benefits. Members of this network pay a co-pay only and never have to fill out a claims form. Because First Health contracts with providers at a certain rate, they can offer lower co-pays than other companies. The network also covers treatment for addiction and other diseases and can be used out of state. However, there are certain requirements to get treatment. Learn more about these requirements to make the most out of your coverage.
In-network providers
Choosing a provider that is in-network with your insurance company can mean getting the best care at the lowest possible price. Most health insurance companies use a selection process wherein they review data such as patient surveys and claims to select the best providers for their plans. These providers are then added to a list and made part of the insurance plan’s network. Choosing an in-network provider can save you money and time because they provide lower prices.
If you live outside of the tri-state area, First Health has an extensive network of in-network providers. This network is accredited by the NCQA and offers a range of high-quality services and facilities. Members are able to visit participating physicians across the United States to get the care they need.
First health insurance plans typically have in-network providers that offer lower prices. However, if you are in need of a specialist or physician, you may have to visit an out-of-network provider. However, many plans will still pay for out-of-network services even if you do not have a referral.
First health insurance plans update their lists of in-network providers regularly. Therefore, it is advisable to double-check your plan’s provider list before making an appointment. If you are unsure, you can always use eHealth to find an in-network physician. This directory is updated every week with information about the providers in the network.
If you choose a health plan with in-network providers, you can rest assured that your provider will provide the best care at a reasonable price. You must also check if the provider’s office is accepting new patients. It is also important that you know if the in-network provider will see you in a reasonable amount of time.
Cost of addiction treatment
Most insurance policies do not cover addiction treatment. You can, however, pay out-of-pocket to receive treatment. Many treatment centers will work with you to set up a payment plan. Some even offer scholarships to help you cover the cost. If you’re unable to afford addiction treatment, you should explore other options.
Your health insurance policy may cover detoxification and other first steps in recovery. While your plan will pay for these first steps, it won’t cover the rest of the costs of treatment. You should always check with your provider about the coverage you have with your plan. There may be a deductible that you must pay before your insurance will cover any costs, and your coverage may not cover the cost of some of the more expensive services.
In order to find out if your insurance company covers addiction treatment, call the phone number listed on your insurance card to learn more. Many plans have a preferred provider network. This means that you’ll have a better chance of getting a better deal than if you choose to go outside the network. Many plans also extend their coverage out-of-state, so if you’re going to Florida for rehab, your insurance company might cover your stay there.
Inpatient rehab is typically more intensive than outpatient rehab. It requires the patient to stay in a facility for a certain amount of time, and they are under observation around the clock. Outpatient rehab, on the other hand, includes less intensive programs and services, and is better suited for milder cases of addiction.
Inpatient treatment may cost $2,000 to $20,000 a month, depending on the type of treatment you need. Some programs are free or low-cost. Other treatment options may cost up to a thousand dollars. The costs can be lowered by using the Health Insurance Marketplace, and you’ll be able to apply your health insurance for these treatments.
If you have First Health insurance, you may be able to find a facility that offers outpatient treatment as well. You can also contact a First Health representative to find out if you’re covered for addiction treatment with First Health. However, be aware that First Health doesn’t always approve coverage for certain types of treatment. Check the benefits on your insurance card to determine if your insurance company covers these treatments.
