If you are in school and are looking for student health insurance, there are a number of options. Some universities have plans tailored to students’ needs. For example, American University and Columbia University have different types of plans. Pratt Institute and Clarkson University also have plans available. Purchasing your own policy is also possible.
Plans offered by American University
Fortunately, the American University has many options when it comes to health insurance. Student health insurance plans from the university can help students afford health care, and the deductibles are often very affordable. A good student health insurance plan should also cover a broad range of health services, including hospitalization and ambulatory patient services. Additionally, the plan should be convenient and easy to access for the student. Moreover, student health insurance plans should also provide unlimited prescription coverage and cover pre-existing conditions.
The American University offers student health insurance plans through Aetna. Students with dependents who are J-2 or F-2 visa holders can also enroll in one of the university-sponsored plans. While the university does not specify specific requirements for dependents, it is likely that the plans available will meet federal requirements. To find out more about AU’s student health insurance plans, contact the International Student & Scholar Office.
The American University of Paris also offers comprehensive student health insurance plans. Because France requires that all students have health insurance, American University students are required to buy health insurance. The university’s health insurance plan, MSH INTERNATIONAL, covers the cost of basic medical care and some alternative medicine. The plan also includes preventive dental treatment and chiropractic care. Moreover, it also covers emergency care.
Depending on your state, you may also be eligible for Medicaid. In some states, Medicaid eligibility depends on the number of credits enrolled. Generally, individuals must be below 133 percent of poverty level to be eligible for Medicaid. You can also get marketplace coverage if you are a U.S. citizen or have Medicare coverage. Furthermore, if you work part time, you might qualify for health insurance provided by your employer. However, your employer may require you to work a certain number of hours per week to qualify.
Columbia University
The Columbia University Student Health Insurance Plan (HRSF) is available to all students enrolled in the School of Nursing. Students who enroll half-time must pay a reduced rate until they switch to full-time status. When they switch to full-time status, students must pay the full HRSF rate. This plan is not available to international students, but students can research other insurance options on the university’s website.
The Columbia University Student Health Insurance Plan covers the cost of many medical services while you attend school. The Columbia Plan is a collaboration between the university and Columbia Health, and it pays benefits in accordance with New York State insurance laws. The Columbia Plan offers primary care services for students and has a comprehensive network of doctors, pharmacies, and counselors. Claim administration is handled by Aetna Student Health, which also pays for prescriptions purchased at participating pharmacies. Students can use their Aetna identification card to obtain reimbursement for prescriptions.
The Columbia University Student Health Insurance Plan covers services provided by primary care providers at Columbia Health Medical Services and Counseling and Psychological Services. Students can also visit an out-of-network provider at Columbia Health, as long as they have a referral from a primary care provider. For out-of-network services, students must see a clinician who is approved by Columbia Health. Out-of-network services will be reimbursed at an out-of-network benefit level, so the out-of-pocket cost will be higher.
Columbia University Student Health Insurance offers vision benefits for students and their spouses. The plan offers discounted prices for eye care products and a 15% discount on LASIK surgery. The website also lists participating providers.
Clarkson University
If you plan to attend Clarkson University, you will need to have student health insurance coverage. This means that you have to enroll in a plan through your parent or arrange coverage for yourself. Alternatively, you can sign up for coverage through the UnitedHealthCare plan. In order to get coverage, you must have a plan that meets the minimum requirements set by the health insurance administrator.
Clarkson University has a student-to-faculty ratio of 12:1. There are fewer than 20 students per class, and 58% of Clarkson University classes have fewer than 20 students. The university offers undergraduate, graduate, and professional programs in mechanical, aerospace, civil, and electrical and electronics engineering. Students can also major in biology, computer science, or other fields. Despite its small size, Clarkson University’s retention rate is high, with an average freshman retention rate of 85%.
The university is located in Potsdam, New York. It is about 90 minutes from Montreal and two hours from Ottawa. It has a total undergraduate enrollment of 2,852 students (fall 2021). Its campus is 640 acres and uses a semester-based academic calendar. The university’s tuition and fees are $56,258.
If you’re interested in purchasing a student health insurance policy from Clarkson University, the first step is to complete the enrollment form. Students can enroll their dependents on their policy as well. The enrollment form is available at the Student Services Center. The mailing address is provided on the back of the form.
Pratt Institute
The Pratt Institute offers a wide range of health and welfare benefits. The Institute’s Benefits Team also promotes wellness initiatives aimed at healthy living and disease prevention. Employees are encouraged to contact Human Resources if they have questions or concerns about the benefits they receive. All communication will be kept confidential and appropriate advice will be offered.
The Pratt Institute is an urban college that was founded in 1887. Its total undergraduate enrollment is 2,927 (fall 2020). The school’s campus is 25 acres and features a semester-based academic calendar. The school is located in New York City. There is a student-faculty ratio of 9:1. Sixty-eight percent of the total classes have fewer than 20 students. Its academic programs emphasize artistic vision and practical skills while improving the world. The school’s main campus is located in Brooklyn, with satellite campuses in Manhattan and Utica. It is a member of the American Collegiate Athletic Association and the Hudson Valley Intercollegiate Conference.
Fordham University
Students at Fordham University have three options for medical coverage: Health Reimbursement Account, Health Savings Account, and Health Investment Option. Each option has different benefits. In addition, each plan includes an opt-out credit that is equal to $4,000 for employee-only coverage and $8,000 for family coverage. Students who opt out must submit a certification from a source other than Fordham University to receive their credit.
The Fordham University Student Health Plan is a comprehensive plan that covers most of the medical costs for undergraduate students. The program offers access to Aetna’s network of physicians and pharmacies nationwide. The annual cost is $3,905 per student. To avoid paying this fee, students can apply for a waiver when they receive their first tuition bill in the fall. However, students must fully register for fall classes in order to be eligible. In addition, they must apply for the waiver by the September 10 deadline.
The university is located in the Bronx with two campuses. The original Bronx campus is just a short walk from the Bronx Zoo, New York Botanical Gardens, and Little Italy. There are also two additional campuses in Manhattan. The university guarantees housing for all students and offers a Ram Van that runs every half hour. The university is also a member of the NCAA, which means that students are eligible for federal financial aid if they have financial need.
Students at Fordham University can enroll in a group health plan through Aetna. The enrollment period runs from June 1 to Sept. 10, 2019 and must include both medical and dental services.
